Legacy Giving at Shoreland Lutheran High School
Legacy Giving, also known as Planned Giving, is a meaningful way to ensure that your faith, values, and generosity extend well beyond your lifetime. By including Shoreland Lutheran High School in your estate plans, you are making a lasting investment in Christian education, helping shape generations of students who will grow in faith, character, and service. Whether your goal is to support future students, honor a loved one, or leave a legacy of faithful stewardship, there are many options available that align with your personal and financial goals. Below are several ways to make a legacy gift to Shoreland.

Bequest
A bequest is one of the simplest and most impactful ways to support Shoreland Lutheran High School. You can include a gift in your will or living trust specifying a specific dollar amount, a percentage of your estate, or a particular asset. Bequests offer flexibility—you can make changes at any time—and they may reduce estate taxes for your heirs. Best of all, your gift will provide a lasting legacy that blesses future generations of Shoreland students.

Charitable Remainder Trust (CRT)
A Charitable Remainder Trust allows you to contribute assets to a trust that provides income to you or your beneficiaries for life or a specified term. Afterward, the remaining assets go to Shoreland Lutheran High School. This giving vehicle can provide steady income, potential tax benefits, and help diversify or reposition appreciated assets—while ultimately supporting our mission.

Charitable Gift Annuity (CGA)
With a Charitable Gift Annuity, you make a gift to Shoreland and, in return, receive fixed payments for life. This option offers both a charitable tax deduction and a dependable income stream—often at attractive rates—while supporting Christian education. After your lifetime, the remaining value of your gift supports the students and ministry of Shoreland.

Charitable Lead Trust (CLT)
A Charitable Lead Trust provides immediate support to Shoreland for a set number of years, after which the remaining trust assets return to you or your beneficiaries. This strategy can reduce gift and estate taxes on assets passed to heirs and is especially appealing for those who wish to pass wealth to the next generation while also making a significant impact now.

Retirement Plan (IRA, 401(k))
Designating Shoreland Lutheran High School as a beneficiary of your IRA, 401(k), or other retirement plan is a tax-wise way to give. Retirement assets left to heirs are often subject to income taxes, but when given to a qualified charity like Shoreland, 100% of the gift goes to support our mission. It’s a simple, powerful way to leave a legacy without altering your current financial situation.

Gift of Stock
Giving appreciated stock directly to Shoreland is a smart and effective way to support our school. You receive a charitable tax deduction for the full fair-market value and avoid paying capital gains taxes on the appreciation. It’s a win-win: you support our ministry while maximizing the impact of your gift.

Gift of Personal Residence
You can make a meaningful gift by donating your home or vacation property, either now or in the future through your estate. You may even choose to retain the right to live in your home for life (a life estate) while still making a powerful commitment to Shoreland’s future. This type of gift may offer significant tax advantages while supporting Christian education for years to come.

Life Insurance
Donating a life insurance policy—either by naming Shoreland as a beneficiary or by transferring ownership—can be an affordable way to make a major gift. You may receive tax benefits now or reduce the size of your taxable estate later. It’s a creative way to leverage a small annual premium into a significant future gift that will help advance Shoreland’s mission

Donor Advised Fund (DAF)
A Donor Advised Fund (DAF) offers a flexible, tax-efficient way to support Shoreland Lutheran High School both during your lifetime and as part of your legacy. You can contribute to a DAF, receive an immediate tax deduction, and recommend grants to Shoreland over time. For legacy giving, you may name Shoreland as a final beneficiary of your DAF, ensuring your charitable values live on and continue to bless future generations of students through Christian education.

If you have further questions on Planned Giving, please contact:
Ben Olson
Mission Advancement Director